Adding a new driver to your car insurance policy can be a great way to save money on your premiums. But there are a few things to know before you add a driver to your policy. Here, we’ll walk you through things you need to know about adding a driver to your policy, including when…
You shouldn’t practice safe driving for financial reasons only. All drivers need to prevent careless driving for their safety, passengers, and others on the road. If you are involved in an auto incident where you were guilty of reckless driving, this could impact your auto insurance. Careless driving violations that could affect your auto insurance…
You need flood insurance if you reside in a high-risk flood area because most homeowners’ insurance policies do not cover flood damage. Flood insurance only costs you a small amount of money, so it’s worth getting the coverage if you can afford it. What Is Flood Insurance? Flooding may occur when a hurricane storm surge,…
Multi-car insurance is an excellent way to protect all your cars under one policy and save money on all your premiums if you’re a newly wedded couple and want to add your spouse’s car to your insurance or you have a child that just started driving. A multi-car insurance policy can give you the coverage…
As a homeowner, you must protect your home with insurance. In fact, mortgage lenders require you to get a home insurance policy. Fire damage is one of the greatest fears of any homeowner, and the thought of losing treasures can cause some anxiety. Fortunately, fire insurance can protect your home and belongings when the unexpected…
You need a renter insurance policy to protect your belongings and interest if you rent a property. However, many don’t have renter insurance coverage because they don’t know why they need it. Here, we’ll look at the benefits of renters insurance to see why you need this coverage. Renters Insurance protects your belongings. Many renters…
If you have pre-existing medical conditions, the last thing you want to worry about is how to get a health coverage plan. Insurers are not allowed to reject people with pre-existing medical conditions. This post will discuss what it means to cover pre-existing conditions. What Is A Pre-Existing Medical Condition? Pre-existing conditions are health problems…
Insurance policies help protect your livelihood, loved ones, property, and those around you. As you approach retirement, buying insurance can seem like an extra expense, but they don’t need to. Some insurance remains a necessity while you’re retiring. Here are insurance policies you need to consider as you approach your retirement. Homeowners insurance: There is…
Buying your first home can be stressful at the same time, exciting. The process requires inspections, negotiations, and financial preparation, which can be exhausting. To help, we’ve compiled some insurance tips for those buying a home for the first time. Do your research. If you buy your home through a mortgage, your lender or bank…
Most insurance agents advise policy owners to raise their deductible if they want lower premiums. While increasing your deductible is the right move for some people, it’s not for everyone. But what are the benefits of carrying a high deductible on your auto, home, and other insurance? But before we provide you with these benefits….