Catastrophic insurance is an insurance add-on for protection against disaster. However, while there are many different insurable disasters, not all of them necessitate separate insurance. Home insurance policies cover some. Catastrophes that can be covered by homeowners insurance policy include: Hurricanes and tropical storms: If you live in a high-risk location, you may need…
Your car insurance coverage limit is the highest amount your policy will pay following a covered loss. The higher your auto insurance policy limits, the more your insurer will pay. Once you reach the limit, you’re responsible for paying any additional expenses out of pocket. If you’ve been involved in a crash before, you…
You may qualify for a car insurance refund if you’ve paid for coverage you don’t plan on using. However, knowing when and how to cancel your car insurance policy and get a refund is not always clear. If you need to cancel your policy and get a refund, then this post is for you. When…
Many people believe that they need to suffer serious injuries before they can pursue a car accident claim. However, you do not need to suffer catastrophic injuries to seek compensation from the at-fault insurance company. The repercussions of a car crash could still be expensive without medical bills. Property loss can be extensive, even in…
While the answer is a bit complicated, it is possible. But first, you need to ask yourself, “Why would you want to insure someone car?” and “How do you go about it?” So, here, we’ve gathered things to know about insuring a car you don’t own. …
Most states in the US let you replace surety bonds. In fact, 32 states allow drivers to use a surety bond instead of buying car insurance. Many car owners are surprised that some states don’t require car insurance if they have a surety bond. So, if you have a surety bond, then you may not…
Deciding between Medicare Plan F and Medicare Plan G can be confusing. You need to understand the differences between these two plans if you want to choose the option that’s right for you. Here, we’ll break down the key differences between Plan F and Plan G to decide which plan is best for you. What…
Dwelling insurance, also called Coverage A, is a home insurance policy that can pay for the cost of reconstructing or repairing your home’s physical structure in the event of a covered loss. Is Dwelling Insurance Different From Homeowners Insurance? There are a few differences between dwelling insurance and homeowners insurance. Dwelling insurance provides much less…
While car insurance will cover theft, not all insurance policies come with this benefit, so it is vital to clear this with your insurer before buying a policy. Ask them about your coverage details before deciding if the policy suits you. Which Insurance Policy Will Cover A Stolen Car? You must get comprehensive insurance coverage…
Mental health is essential when it comes to our well-being. Unfortunately, getting mental health care can be expensive, but if you have health insurance, chances are your policy provides some coverage for mental health care. There are many health insurance plans, and each has its coverage, limits, and approved providers. Checking in advance to ensure…