Last Updated: July 1, 2026
Introduction
The Insurance Investigators, together with our affiliated companies, provides content via our Website and email communications. We also operate as a marketing and data company. In this capacity, we collect information that enables advertisers to target specific audience segments through various channels: online advertising, in-app placements, email marketing, telemarketing campaigns, and other promotional channels. Our marketing operations involve the collection, disclosure to third parties, and sale of individual consumer information, and we deliver advertising services that track consumer behavior across different websites and apps to serve targeted ads.
Each version maintains the key compliance elements (data collection, sharing, selling, cross-context behavioral advertising, and multiple advertising channels) while varying the tone and structure.
When you visit The Insurance Investigators, we collect personal information from you, and you may also provide information to us. This privacy policy addresses that information and explains our practices for its collection, use, maintenance, and disclosure. Our terms of service contain additional information about our website.
Read this policy carefully—it explains our policies and practices for your personal information. Don’t agree? Then please don’t use our website or sign up for our emails. Using this website or interacting with our other services means you accept this privacy policy.
Application And External Sites And Services:
We safeguard the personal information you entrust to The Insurance Investigators. We cannot and do not control the handling of your data by other websites or entities. We encourage you to review the privacy policies of any websites you access through links from The Insurance Investigators.
We May Collect Your Personal Information In The Following Ways:
Through this website, we gather information you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted on an inquiry form. The information you provide may be combined with additional data obtained from affiliates and marketing or advertising partners, along with other third-party data providers. Some of these providers are entities that have obtained your personal information from their own services. We also automatically collect certain information using cookies and other tracking technologies to support analytics and advertising. See below for more information.
The Data We Collect:
“Personal information” includes all forms of data or information handled by the Company in connection with its business that identify, describe, relate to, or could reasonably be linked, directly or indirectly, to an identifiable consumer or household.
You will be asked to provide certain personal information when subscribing to the The Insurance Investigators, including your name, date of birth, street address, e-mail address, and phone number. In addition, we collect information automatically through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, date and time information, browsing behavior, and click-through activity. Advertising-related information may also be obtained from data brokers or publicly accessible sources. We only collect information relevant to potential marketing campaigns. See “Your Privacy Rights” below for further details.
Over the past twelve (12) months, and as defined by California law, we have collected various categories of personal information, including identifiers; personal information covered by Cal. Civ. Code § 1798.80(e); protected classification characteristics under California or federal law; internet or other network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences drawn from other personal information. Information collected through this site may be sold or shared with third parties and our affiliates for marketing and advertising purposes. We sell and share the information we collect with affiliated companies and third parties for marketing and advertising purposes. If you wish to opt out of the sale or sharing of your personal information you may do so at any time by visiting here or calling 855-962-3383.
Sensitive Data
We do not directly collect “Sensitive Personal Information,” which is data related to your race/ethnicity, religion, precise geolocation, LGBTQ+ status, health, financial accounts, or citizenship status. We do, however, indirectly collect, via automatic data collection technologies (e.g., cookies), data about your visits to web pages, which could indicate your interest in sensitive topics or membership in a sensitive group. For example, if you visit a page that is targeted to a specific ethnicity, or which gives information about a particular health condition, that may imply that you are interested in those topics. We do not make those inferences ourselves, but our affiliated group of companies, or other third parties to whom we disclose personal information may make these inferences. If your state or local laws prohibit the collection of Sensitive Personal Information without your consent, our affiliated group of companies will not make sensitive inferences. We do not collect or use any personal information relating to children under 18.
How We Use Data
The personal information we collect is used to send you your requested newsletters and to provide content or marketing messages through email or by other channels. We also share personal information with our partners who may send you marketing messages as well (opt-out here). Our use of data might be considered cross context behavioral advertising.
When We Share Personal Information
We sell or share personal information with our affiliates and with partner companies to be used for marketing purposes, including cross context behavioral advertising. We also enable access to personal information for companies who perform services for us, including services related to cross context behavioral advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with third parties who have access to personal information to ensure that they use appropriate data security and comply with laws. We may also share personal information where required by law (for instance if we receive a subpoena or court order), or to protect any person’s health or safety.
Personal information may be disclosed to law enforcement, regulatory bodies, courts, government entities, or other third parties where necessary to comply with applicable laws, court orders, or legal processes, to respond to governmental or regulatory inquiries, to protect individuals’ rights or safety, or to enforce our contractual rights, including payment and collection obligations. We may also disclose personal information to a successor entity or purchaser in the event of a merger, acquisition, restructuring, liquidation, or other transfer of assets involving our business.
Personal information may be disclosed to third parties for purposes you have approved, whether those purposes are communicated when you provide the information or outlined elsewhere in this privacy policy.
Targeted Advertising, Data Sharing, and Analytics
Third-party advertising and analytics services companies may use information gathered at this site to place advertisements on other websites, perform tracking and reporting functions for those sites and our advertisements, and place third-party advertisements on our Website. These third parties may collect information about the websites you have viewed and advertisements with which you have interacted. Other information that may be collected include your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser you use to visit this Website. This information may be combined with personal information like your name or email address and may be used to deliver advertising from us or from other companies, through email or through social media sites (known as “cross-context behavioral advertising”). This combined information may also be used to improve our understanding of your interactions with our Website and advertisements.
Cookies and Similar Technologies
Cookies are small computer files that are stored on your browser for use as identifiers so that we or our partners can recognize your browser on certain websites. We do not track every site you visit on the Internet. At this website, we utilize cookies, pixels, and related automated data collection technologies to operate this site safely and effectively; understand how users engage with our website; display personalized content and advertisements; and track engagement with and response to advertisements or other communications. You can restrict, block, or delete cookies at any time by changing your browser settings. If you use a “do not track” or opt-out setting, we will set an opt-out cookie on your browser to stop additional data collection. If you delete this opt-out cookie, you will need to opt that browser out again because our site will no longer know not to collect data about your visits.
The Website uses a variety of automated data collection technologies, including browser cookies, Flash cookies, and web beacons. Cookies are small data files stored on your device that support core Website functions. You can adjust your browser settings to refuse cookies, though this may limit access to certain Website areas.
Flash cookies may also be used to store information related to your preferences and interactions with the Website. These cookies are managed through Adobe’s Flash Player tools rather than browser settings.
We also use web beacons, pixel tags, and similar tracking technologies on our Website, in emails, and on affiliated sites to measure usage patterns, content effectiveness, and system performance.
Do Not Track Signals and Global Privacy Control
We recognize Global Privacy Control (“GPC”) and other universal opt-out signals as valid opt-out requests for the sale and sharing of personal information. When we detect these signals, we will automatically opt you out of the sale and sharing of personal information associated with your browser or device. We do not wish to track your activity across the entire internet. You may disable or remove cookies through your browser’s cookie controls whenever you choose. If you use a “Do Not Track” signal or GPC, we will set an opt-out cookie on your browser to limit further data collection. Deleting that cookie or adjusting your GPC settings may result in the resumption of automated data collection.
Privacy Rights
You have rights with respect to your personal information, including the right to know what data we collect and how we use it (please review this policy), to obtain a copy of data we have collected about you, to ask us not to share your information with third parties, to have data deleted (including any sensitive personal information), to correct incorrect information (please request deletion), to ask us to limit the use of sensitive information (please request deletion), to opt-out of the sale or sharing of your data for cross-context behavioral advertising, or to make other requests. You, or an agent authorized to act on your behalf, may exercise your rights at any time at this page, or by calling 855-962-3383. If you have additional questions or concerns after you have exercised your rights, you can contact us using the information in the “Contact Us” section below. If we are unable to resolve your issue you may in some cases also be able to contact a local privacy authority in your state.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
Please note, we cannot respond to your request or provide you with personal information if we cannot verify your identity or your authority to make the request. As such, a verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or are the authorized representative of that person.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
Making a verifiable consumer request does not require that you to create an account with us. We will not use the personal information you provide in a verifiable consumer request for any purpose beyond verifying your identity, authority to make a request, or to otherwise process your request. We will respond to a verifiable request within 45 days of receipt. If we require additional time, up to 45 additional days, we will notify you in writing of the reason and the extension period within the first 45 days.
If we reject a request in accordance with applicable law and you wish to appeal our decision, or if you have additional concerns or questions about our privacy practices, you can contact us using the information below. Depending on where you live, you may also have the right to contact a local privacy authority in your jurisdiction. We will not discriminate against you for exercising your data subject rights.
Children
This website is intended for use only by individuals aged 18 years or older. We do not knowingly collect information from children under the age of 18. We will remove any personal information relating to an individual younger than 18 if we become aware that it has been submitted to us.
Data Security
We protect the personal information in our care using commercially reasonable technical, organizational, and physical security measures. Our program includes policies, procedures, and training for staff and contractors who have access to personal information, as well as automated internal and external monitoring. We also audit our practices regularly and track and respond to emerging threats.
Retention of Personal Information
We hold personal information for as long as needed to provide services, comply with the law, and address any disputes or claims. Once data is no longer required for these purposes, we delete or anonymize it consistent with applicable legal requirements.
Changes / Updates
The Insurance Investigators recommends for you to revisit this Privacy Policy from time to time because we reserve the right to update or change it without advance notice. We suggest you stay updated on the ways we use, share, and collect personal information. The updated Privacy Policy will be applicable from the “effective date.”
Where Personal Information is Processed
We are located in the United States. This site is intended for use only by U.S. users. When you visit this site, your personal information will be processed in the United States, under U.S. laws.
Email Us
If you have questions or feedback, please contact us at [email protected] or 179 Hwy 46 West, Ste 15-248, Rockaway, NJ 07866.