Mortgage

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Mortgage Rates

Many factors affect a mortgage rate including credit scores, loan amount, loan period and type of loan. The Annual Percentage Rate (APR) offers borrowers a comparison tool when shopping for a mortgage. It was designed to measure the real cost of a loan and typically includes points, fees, mortgage insurance and pre-paid interest.

Find out more about mortgage rates:

• Understanding Adjustable Rate Mortgages (ARMs)
• Comparing Fixed-Rate vs. Adjustable Rate Mortgages

Mortgage Rates by State:

Mortgage Articles:

• Mortgages and an Equity Loans: What’s the Difference?
• The Truth about the Truth in Lending Act 
• Do You Qualify for the Making Home Affordable Program? 
• Prepayment Penalties Demystified