You probably hope you’ll never need to file a claim when you buy auto insurance. You will need to file one when the unexpected happens. Filing an auto insurance claim is a challenging process. An insurer can deny your claims for many reasons, so it is vital to understand why your insurance claim might be…
You shouldn’t practice safe driving for financial reasons only. All drivers need to prevent careless driving for their safety, passengers, and others on the road. If you are involved in an auto incident where you were guilty of reckless driving, this could impact your auto insurance. Careless driving violations that could affect your auto insurance…
You need a renter insurance policy to protect your belongings and interest if you rent a property. However, many don’t have renter insurance coverage because they don’t know why they need it. Here, we’ll look at the benefits of renters insurance to see why you need this coverage. Renters Insurance protects your belongings. Many renters…
Most insurance agents advise policy owners to raise their deductible if they want lower premiums. While increasing your deductible is the right move for some people, it’s not for everyone. But what are the benefits of carrying a high deductible on your auto, home, and other insurance? But before we provide you with these benefits….
Before getting auto insurance, you may have heard about “full coverage auto insurance” Generally, full coverage auto insurance isn’t a specific insurance policy but a combination of required and optional coverage’s. Full coverage auto insurance can help pay for damages you caused your car or other liability and medical bills whether you hit a pole,…
You won’t have insurance for some period if you have a lapse in coverage. Driving with lapsed car insurance is never a good idea, and it can lead to tickets, fines, jail, or suspended license. Therefore, it’s better to keep your coverage or have the state minimum than to drive without coverage. What Does Car…
Insurance companies consider several factors when it comes to getting the best car insurance rates. Understanding the factors that determine what you pay for auto insurance can help you better understand what to expect. Some of the factors that can affect your car insurance rates include: Who You Are Your gender and age play significant…
This is an auto insurance coverage that protects you if involved in an auto accident caused by an uninsured driver. This type of insurance covers your bills after being involved in an accident caused by a driver who doesn’t have insurance. What Does Uninsured Motorist Cover? If another driver who doesn’t have liability insurance caused…
Driving without auto insurance coverage is illegal, and this could result in legal or financial consequences. The state has the highest number of uninsured drivers in the country, at almost 26 percent, which is why cracking down on uninsured drivers is a priority. Whether you are a newly licensed driver, a new resident, or have…
When you buy car insurance, your policy is only effective for a certain period. When your insurance policy ends, so does your coverage. You have to renew your car insurance policy to continue enjoying the coverage. If you’re looking to renew your auto insurance policy, here is everything you need to know about the process…