No-fault insurance doesn’t imply no one is at fault after an accident. It means that if you’re involved in a car accident, your insurer handles your claim no matter whether the accident was your fault or not. What Is No-Fault Insurance? The term “no-fault” is meant to help accident victims avoid cases or financial problems…
While having a car can add much comfort, it also adds to your expenses. The first thing you must do immediately after your acquisition is to insure the car. If you already have auto insurance, you’ll need to work with your provider to switch your coverage to the new vehicle. However, you’ll need to buy…
There are different types of coverage you can choose from when it comes to auto insurance. Some of the most important is comprehensive insurance and collision insurance. While both coverage’s have pros and cons, one might better fit your needs than the other. Which one is right for you? Here, we’ll examine the differences between…
Your car insurance coverage limit is the highest amount your policy will pay following a covered loss. The higher your auto insurance policy limits, the more your insurer will pay. Once you reach the limit, you’re responsible for paying any additional expenses out of pocket. If you’ve been involved in a crash before, you…
You may qualify for a car insurance refund if you’ve paid for coverage you don’t plan on using. However, knowing when and how to cancel your car insurance policy and get a refund is not always clear. If you need to cancel your policy and get a refund, then this post is for you. When…
Many people believe that they need to suffer serious injuries before they can pursue a car accident claim. However, you do not need to suffer catastrophic injuries to seek compensation from the at-fault insurance company. The repercussions of a car crash could still be expensive without medical bills. Property loss can be extensive, even in…
While the answer is a bit complicated, it is possible. But first, you need to ask yourself, “Why would you want to insure someone car?” and “How do you go about it?” So, here, we’ve gathered things to know about insuring a car you don’t own. …
Most states in the US let you replace surety bonds. In fact, 32 states allow drivers to use a surety bond instead of buying car insurance. Many car owners are surprised that some states don’t require car insurance if they have a surety bond. So, if you have a surety bond, then you may not…
While car insurance will cover theft, not all insurance policies come with this benefit, so it is vital to clear this with your insurer before buying a policy. Ask them about your coverage details before deciding if the policy suits you. Which Insurance Policy Will Cover A Stolen Car? You must get comprehensive insurance coverage…
You probably hope you’ll never need to file a claim when you buy auto insurance. You will need to file one when the unexpected happens. Filing an auto insurance claim is a challenging process. An insurer can deny your claims for many reasons, so it is vital to understand why your insurance claim might be…