Homeowners Insurance

Category: Homeowners Insurance

What Are The Benefits Of Having A High Deductible On Your Insurance?

Most insurance agents advise policy owners to raise their deductible if they want lower premiums. While increasing your deductible is the right move for some people, it’s not for everyone. But what are the benefits of carrying a high deductible on your auto, home, and other insurance? But before we provide you with these benefits….

Read More

How Does Home Fire Insurance Works?

As a homeowner, you must protect your home with insurance. In fact, mortgage lenders require you to get a home insurance policy. Fire damage is one of the greatest fears of any homeowner, and the thought of losing treasures can cause some anxiety. Fortunately, fire insurance can protect your home and belongings when the unexpected…

Read More

How Do Insurers Calculate Actual Cash Value?

Insuring and protecting your home is vital. While some homeowner’s policies pay out the “actual cash value” of a damaged or lost item in your home, most policies pay for the replacement cost of an item. But what exactly is actual cash value? What Is Actual Cash Value? An actual cash value policy is used…

Read More

Real Estate Agents Are Jumping Ship and Becoming Free Agents

More and more real estate agents are switching brokerage firms to pursue better deals and commissions. “There’s not a lot of brand loyalty,” said Billy Rose, an agent and co-founder of the

Read More

Homeownership Rates Continue to Decline As Rentals Soar

CNBC reported on Tuesday that homeownership rates continue to decline to historic lows as rentals soar. According to the news source, the homeownership rate has dropped to 63.4 percent, which is the lowest number we’ve seen since 1967.

Read More

Homeowners Making the Shift to Condos

When the S&P/Chase-Shiller home prices indices report for April was released at the end of last week, it showed strong gains in the construction of new housing, with 34 percent of housing starts coming in the form of apartments and condos.

Read More

NJ Senator Menendez Proposes Bill to Help Homeowners Nationwide Avoid Foreclosure

New Jersey Senator Robert Menendez proposed a brand new bill on Tuesday that would aim to help homeowners nationwide avoid going into foreclosure.

Read More

New Federal Rules Make It Tougher to Get a Reverse Mortgage

Thanks to a set of new federal rules doled out earlier this week, it has now become a bit more difficult to obtain a reverse mortgage on your home. The good news, however, is that for those who do get them, they will have a lot less to worry about.

Read More

Report: Financial Sector ‘Rooting’ for Mortgage Rate Hikes

As mortgage interest rates continue to remain at historic lows, potential homebuyers are loving it and the financial sector is hating it.

Read More

Housing Market Looking Healthy, According to New Indicator

Nationwide revealed on Tuesday that the future of the housing market is looking more promising than ever, with little chance of a downturn over the next year.

Read More