Buying life insurance presents a very specific question: are you better off with a universal policy or a term policy? Since your situation is unique, it’s crucial to understand the pros and cons of both types of life insurance so that you can make the decision that suits your family and your financial needs. Read on to learn more.
Image via Unsplash/Jens Lelie
Read MoreIt is fairly easy to understand why so many people at age 18 to 34 do not think they need life insurance. When you are younger, most of your energy is focused on yourself and your personal situation and goals.
Read MoreWhen buying a life insurance policy, you have two options when it comes to how your beneficiaries receive money. One way is to get the whole amount all at once, tax free. Another way is to get the
Read MoreInsurance agents suggest to visit your primary care physician before shopping for a life insurance policy. All standard forms of life insurance require a medical exam, so it is important to make sure that any issues
Read MoreFor many retirees, the idea of giving up their family home is a tough proposition to accept. But according to Steven Sass, a research economist at the Center for Retirement Research at Boston College,
Read MoreWhen shopping for life insurance, be honest about your health and any conditions you have. Don’t waste your time by tiptoeing around the topic, because if this specific company will not offer you coverage,
Read MoreBefore deciding on a health plan, check to see their network requirements. Some plans demand that you see an in-network provider only, and that can be very limiting. Examine their providers list to be sure that you have enough options that are
Read MoreMany often skip breakfast, saying that it’s because they are too busy. But, doing this one innocent thing has a lot of impact to how your day will go. When skipping meals it becomes much easier to overeat because your hunger goes out of control.
Read MoreCreating a healthy lifestyle is not as hard as some may think. It does involve some preparation and thought, but it is definitely doable.
Read MoreOften times, employees have life insurance automatically from their employer, or from a union or trade association. Having a group policy has a few advantages, comparing to an individual life insurance policy.
Read More