Buying a mobile home can feel like a completely different experience. People who buy a mobile home sometimes think they can safely skip insurance since the units are less expensive than a traditional home. But that can be a big mistake, given how cheap it is to insure a unit. Several factors will determine…
No-fault insurance doesn’t imply no one is at fault after an accident. It means that if you’re involved in a car accident, your insurer handles your claim no matter whether the accident was your fault or not. What Is No-Fault Insurance? The term “no-fault” is meant to help accident victims avoid cases or financial problems…
A homeowner’s insurance policy pays for damage to your property if something unexpected happens. After filing a claim, your home insurance company will send an adjuster to look at the damage’s extent and determine your settlement amount. Here are some FAQs people ask themselves when planning to file a home insurance claim. When can…
While having a car can add much comfort, it also adds to your expenses. The first thing you must do immediately after your acquisition is to insure the car. If you already have auto insurance, you’ll need to work with your provider to switch your coverage to the new vehicle. However, you’ll need to buy…
There are different types of coverage you can choose from when it comes to auto insurance. Some of the most important is comprehensive insurance and collision insurance. While both coverage’s have pros and cons, one might better fit your needs than the other. Which one is right for you? Here, we’ll examine the differences between…
If you’ve ever filed a claim after a car accident, tornado, or some other type of disaster, you know that insurance adjusters can be ruthless in their efforts to devalue your claim. Here, we’ll outline some common tactics insurance adjusters use to devalue your claim. Rushing You Into a Conversation One common tactic…
Catastrophic insurance is an insurance add-on for protection against disaster. However, while there are many different insurable disasters, not all of them necessitate separate insurance. Home insurance policies cover some. Catastrophes that can be covered by homeowners insurance policy include: Hurricanes and tropical storms: If you live in a high-risk location, you may need…
Your car insurance coverage limit is the highest amount your policy will pay following a covered loss. The higher your auto insurance policy limits, the more your insurer will pay. Once you reach the limit, you’re responsible for paying any additional expenses out of pocket. If you’ve been involved in a crash before, you…
Each state has certain guidelines establishing a hospital’s liability in a wrongful death case. When a hospital’s employees provide negligent medical care that result in a loved one death, you can sue the hospital for wrongful death. However, this case is complex and requires analyzing documents and medical records, questioning medical providers, and consulting with…
Each state has certain guidelines establishing a hospital’s liability in a wrongful death case. When a hospital’s employees provide negligent medical care that result in a loved one death, you can sue the hospital for wrongful death. However, this case is complex and requires analyzing documents and medical records, questioning medical providers, and consulting with…