Driving without auto insurance coverage is illegal, and this could result in legal or financial consequences. The state has the highest number of uninsured drivers in the country, at almost 26 percent, which is why cracking down on uninsured drivers is a priority. Whether you are a newly licensed driver, a new resident, or have been driving in the state for some time, you are legally required to carry minimum amounts of auto insurance.
The U.S state law requires you to have a minimum amount of liability insurance plan in order to drive on public roads. The minimum coverage requirements are as follows:
- $25,000 for property damage
- $25,000 for the injury per person
- $50,000 for the total injury or death
Penalties for Driving Without Insurance
If you get caught driving without insurance in the U.S, you may get a ticket, but the penalties can extend into fines or even jail time. You can be fined up to $250 and other court fees for driving without insurance. Plus, you can be sentenced to 30 days in jail, though it is not likely if you are a first-time offender. In some cases, your driver’s license may also be suspended, meaning you wouldn’t be able to legally drive your car in the U.S. Your car’s registration may also be suspended, and your car could be impounded.